:root{--navy:#0f2a43;--navy-2:#16395a;--amber:#f5a623;--amber-dark:#d98a0b;--ink:#1b2733;--muted:#5b6b7a;--line:#e3e8ee;--bg:#fff;--bg-soft:#f4f7fa;--radius:14px;--wrap:1120px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{color:var(--ink);background:var(--bg);-webkit-font-smoothing:antialiased;margin:0;font-family:system-ui,-apple-system,Segoe UI,Roboto,Helvetica Neue,Arial,sans-serif;line-height:1.65}img{max-width:100%;height:auto;display:block}a{color:var(--navy-2)}a:hover{color:var(--amber-dark)}h1,h2,h3,h4{color:var(--navy);margin:0 0 .6em;line-height:1.2}h1{font-size:clamp(1.9rem,4.5vw,3rem)}h2{font-size:clamp(1.45rem,3vw,2rem)}h3{font-size:1.15rem}p{margin:0 0 1em}.wrap{width:min(100% - 2rem, var(--wrap));margin-inline:auto}.section{padding:clamp(2.5rem,6vw,4.5rem) 0}.section.soft{background:var(--bg-soft)}.eyebrow{text-transform:uppercase;letter-spacing:.08em;color:var(--amber-dark);margin-bottom:.6rem;font-size:.78rem;font-weight:700}.lead{color:var(--muted);font-size:1.1rem}.center{text-align:center}.narrow{max-width:760px}.btn{cursor:pointer;border:2px solid #0000;border-radius:999px;padding:.8rem 1.4rem;font-size:1rem;font-weight:700;text-decoration:none;transition:transform .15s,background .15s;display:inline-block}.btn:hover{transform:translateY(-1px)}.btn-primary{background:var(--amber);color:#1b1300}.btn-primary:hover{background:var(--amber-dark);color:#1b1300}.btn-ghost{color:#fff;border-color:#fff}.btn-ghost:hover{color:var(--navy);background:#fff}.btn-outline{border-color:var(--navy);color:var(--navy)}.btn-outline:hover{background:var(--navy);color:#fff}.btn-row{flex-wrap:wrap;gap:.8rem;display:flex}.site-header{z-index:50;border-bottom:1px solid 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var(--line);border-radius:var(--radius);background:#fff;padding:1.4rem}.quote p{font-size:.98rem}.quote footer{align-items:center;gap:.8rem;margin-top:1rem;display:flex}.quote footer img{object-fit:cover;border-radius:50%;width:44px;height:44px}.quote footer span{color:var(--muted);font-size:.85rem;display:block}details.faq{border-bottom:1px solid var(--line);padding:1rem 0}details.faq summary{cursor:pointer;color:var(--navy);font-weight:700}details.faq p{color:var(--muted);margin:.7rem 0 0}.cta-band{background:var(--navy);color:#fff;padding:3rem 0}.cta-band h2{color:#fff}.cta-band p{color:#d3dde8}.prose{max-width:740px;margin-inline:auto;font-size:1.05rem}.prose h2{margin-top:2em}.prose h3{margin-top:1.6em}.prose ul,.prose ol{padding-left:1.3rem}.prose li{margin-bottom:.4rem}.prose img{border-radius:var(--radius);margin:1.5rem 0}.prose blockquote{border-left:4px solid var(--amber);background:var(--bg-soft);margin:1.5rem 0;padding:.2rem 1.2rem}.prose table{border-collapse:collapse;width:100%;margin:1.2rem 0;font-size:.95rem}.prose th,.prose td{border:1px solid var(--line);text-align:left;padding:.6rem .8rem}.prose th{background:var(--bg-soft)}.form{border:1px solid var(--line);border-radius:var(--radius);background:#fff;padding:1.6rem;box-shadow:0 10px 30px #0f2a4312}.form label{margin-bottom:.3rem;font-size:.9rem;font-weight:600;display:block}.form input,.form select,.form textarea{width:100%;font:inherit;background:#fff;border:1px solid #cbd5df;border-radius:10px;margin-bottom:1rem;padding:.75rem .9rem}.form input:focus,.form select:focus,.form textarea:focus{outline:2px solid var(--amber);border-color:var(--amber)}.form small{color:var(--muted);margin-top:-.5rem;margin-bottom:1rem;display:block}.site-footer{color:#b9c6d3;background:#0a1c2e;padding:3rem 0 1.5rem;font-size:.95rem}.site-footer h4{color:#fff;font-size:1rem}.site-footer a{color:#b9c6d3;text-decoration:none}.site-footer 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